We will review your financials, learn about your farm and then find the best loan available to meet your needs.

Call to Speak with a Lending Expert

Complete your information and we'll reach out by phone within 24 hours to see if you pre-qualify.

Apply Online to See Your Best Rates

The minimum loan requirements listed below can help determine if our farm loan programs might be a good fit for your needs:

• Maximum loan-to-appraised value of up to 70%
• Minimum credit score: 680 or better.
• Minimum loan amount: $500,000
• Minimum 10 acres of land.

We will review your financials, learn about your farm or ranch and then find the best loan available to meet your needs.

Call to Speak with a Lending Expert

Refinance or Purchase

We work with farmers and ranchers of all types across the United States on properties of all types, including Row Crops, Vineyards, Dairy, Cattle Ranches, Poultry Facilities, Stone Fruit and Orchards, Timber, Hobby/Rural Residential and more.

Farm Loans

Short-Term Interest Only Payments

As past farmers ourselves we understand the demands of the farming industry and how cyclical it can be. Bridge loans can help short-term with improved cash flow, lower debt payments, and help avoid selling or foreclosure of the land that you love.

Bridge Loans

Tap into Your Land Equity

Tap into the equity in your land to help fund capital and operating purchases. If you secure an operating line of credit, you will have the freedom to use your funds for any business purpose. There are no non-use fees, no annual renewals, and no annual paperwork!

Revolving Line of Credit

We handle the financing, so you can focus on your farm.

Bill Harris

Modern Terra helped me secure a loan for the lowest interest available anywhere at the time. Always ready and willing to answer all my questions and solve problems that came up unexpectedly. Least stress experienced and easiest and fastest process from my home office and smartphone.

Sheila K. Denburger

Very professional and knowledgeable but the big difference was their understanding of the emotional side of farming – it’s just not a job. It’s a family legacy.

Bruce Guthmiller

Modern Terra was easy to work with and were very helpful throughout the whole process. Highly recommend these people and have continued to stay in close contact.

Lisa Kimsey

What a wonderful experience working with Modern Terra. Very caring and extremely knowledgeable. These are extremely tough times in agriculture and these folks are a rock in the storm.

We will review your financials, learn about your farm and then find the best loan available to meet your needs.

Call to Speak with a Lending Expert

Complete your information and we'll reach out by phone within 24 hours to see if you pre-qualify.

Apply Online to See Your Best Rates

8390 E. Via De Ventura Suite F 110

Scottsdale, AZ 85258

(480) 659-9669

Farm Bureau, FB, and the FB National Logo are registered service marks owned by and used by Farm Bureau Bank FSB under license from the American Farm Bureau Federation.